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$100 for a friend!

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Put your savings

to work

**3.00%* Rewards Saver**

Make Savings Happen

**4.50% APY* Rewards Checking**

Get $250 when you open an account!*

0% APR* Balance Transfer

Home Equity Line Of Credit
at just 4.99% APR*

Same Car,
Better Loan

4.29% APR* When You
Refinance with SMW!

Share-Secured Visa® Credit Card

Building Credit is easy with SMW

Your Money At Your Fingertips

Online Banking & Bill Pay

Mobile Banking with Deposit

Online Brochure

We Wear Our Rates On Our Sleeve

Rewards Checking

up to

4.50

% APY*

when qualifications are met

Home Equity Line of Credit

As low as

4.99

% Rate*

Auto Loan

As low as

4.29

% APR*

7 Month CD Special - Up to

4.25

% APY*

Save. Earn. Repeat.

Youth Savings

Kids and teens under 18 can start saving with just a $5 deposit.

YOLO Savings

Maximize cash with a savings account for young adults, ages 17-34.

Individual Retirement Accounts

Start building your nest egg anytime — the earlier the better.

What's Now

What's Next

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Why Join

Why become a member of SMW FCU? We'll let your fellow Minnesotans explain.

See Testimonials