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20-Month CD Special at 2.25% APY $5,000 minimum. Available for a limited time.
Our free Rewards Checking account pays you cash rewards and keeps your money local.
Get Rewards Checking
Get $50 for each friend you refer to SMW. Your friend can also get $25 for joining, and $10 for each account they open!*
Refer a Friend
Jealousy’s not a good look (for you). Make other drivers drool with rates as low as 3.24% APR.*
Explore Our Auto Loans
We offer competitive rates — and flexible terms — for a wide variety of home mortgage programs.
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Online Banking & Bill Pay
Mobile Banking with Deposit
EMV Visa® Debit Card
when qualifications are met
Kids and teens under 18 can start saving with just a $5 deposit.
Maximize cash with a savings account for young adults, ages 17-34.
Start building your nest egg anytime — the earlier the better.
Plan for your future with our partner, CU Preferred Investments & Insurance.
Why become a member of SMW FCU? We’ll let your fellow Minnesotans explain.
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