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Make the most of the land of 10,000 lakes, with boat loan rates as low as 3.79% APR*
Cruise Our Boat Loans
We Can Help You Pay Off Your Home Sooner
Be Mortgage FREE In 15 Years Or Less
Our free Rewards Checking account pays you cash rewards and keeps your money local.
Get Rewards Checking
Get $50 for each friend you refer to SMW. Your friend can also get $25 for joining, and $10 for each account they open!*
Refer a Friend
Jealousy’s not a good look (for you). Make other drivers drool with rates as low as 2.99% APR*
Explore Our Auto Loans
Online Banking & Bill Pay
Mobile Banking with Deposit
when qualifications are met
Kids and teens under 18 can start saving with just a $5 deposit.
Maximize cash with a savings account for young adults, ages 17-34.
Start building your nest egg anytime — the earlier the better.
Plan for your future with our partner, CU Preferred Investments & Insurance.
Why become a member of SMW FCU? We’ll let your fellow Minnesotans explain.
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