Loans and new account services by appointment (M-F) 9am to 5pm. Drive thru service (M-F) 8am to 5:30pm (S) 9am to 12 noon.
Close
Save. Earn. Repeat.

Youth Savings

Kids and teens under 18 can start saving with just a $5 deposit.

YOLO Savings

Maximize cash with a savings account for young adults, ages 17-34.

Individual Retirement Accounts

Start building your nest egg anytime — the earlier the better.

What's Now

What's Next

Plan for your future with our partner, CU Preferred Investments & Insurance.

Learn More

Why Join

Why become a member of SMW FCU? We'll let your fellow Minnesotans explain.

See Testimonials