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Skip a loan payment this winter and put some cash back in your pocket for holiday expenses.
Apply For Skip-a-Pay
When you refinance or purchase with an auto loan from SMW. Includes recreational vehicles.
Pay Me Back
Our free Rewards Checking account pays you cash rewards and keeps your money local.
Get Rewards Checking
Jealousy’s not a good look (for you). Make other drivers drool with rates as low as 2.99% APR.*
Explore Our Auto Loans
We offer competitive rates — and flexible terms — for a wide variety of home mortgage programs.
Get Move-In Ready
Online Banking & Bill Pay
Mobile Banking with Deposit
EMV Visa® Debit Card
when qualifications are met
Kids and teens under 18 can start saving with just a $5 deposit.
Maximize cash with a savings account for young adults, ages 17-34.
Start building your nest egg anytime — the earlier the better.
Plan for your future with our partner, CU Preferred Investments & Insurance.
Why become a member of SMW FCU? We’ll let your fellow Minnesotans explain.
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