Basic Checking
Basic checking with lots of convenience. The only things missing from our Basic Checking account are monthly fees and minimum balance requirements.
SMW’s Basic Checking account meets all the basic requirements for your everyday transactions, like deposits, withdrawals, purchases, and payments.?In addition to a free debit card, you’ll also get your first box of checks for free.?
Nothing Basic about This Account’s Convenience
Our Basic Checking account also includes our full suite of digital money management tools available through online banking. When you are on the go, download our mobile banking app, which includes remote check deposit, and you’ll never miss a beat.?
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No monthly maintenance fees
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No minimum balance requirements
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20 free checks per cycle; 10¢ per check, thereafter
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First box of checks is free
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Overdraft protection available
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$100 minimum deposit to open
If you are wanting a no-frills checking account with plenty of utility, look no further than SMW FCU’s Basic Checking account.
FAQs
What do I need to open a Basic Checking account with SMW FCU?
To apply for a Basic Checking account, you will need:
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To be 18 years of age or older
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Present your Social Security Number or Individual Taxpayer Identification Number
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Present a U.S. Government or State Issued ID
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Provide your physical address and phone number
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If you want another person on your account as a joint member, they will need to submit the same information/documents for them
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Your initial $100 deposit
Can I use my SMW Debit Card at an ATM?
Yes, besides being able to use your SMW debit card for purchases wherever Visa is accepted, you can also use your debit card to make withdrawals at over 40,000 surcharge-free ATMs nationwide.
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No monthly maintenance fees
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No minimum balance requirements
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20 free checks per cycle; 10¢ per check, thereafter
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First box of checks is free
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Overdraft protection available
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$100 minimum deposit to open