Everyone deserves a bit of luxury, which is why at SMW you’ll get VIP treatment when it comes to your auto loan, no matter what kind of ride you have in mind.


LIMITED TIME OFFER!

The road to rewards starts at SMW. From now until May 31, 2024, steer towards savings when you buy or refinance your vehicle with us. Earn an exclusive 1% cash back, up to $500*, adding more fuel to your financial journey. 

VIEW CURRENT RATES

Details

 

  • New and used vehicles
  • Model years 2021 – 2024 for new autos
  • Finance up to 110% of any new vehicle price, including taxes, license, and warranty
  • Flexible repayment terms available
  • Automatic payments available from your SMW FCU checking or savings account
  • Consider refinancing your existing auto loans for better terms
  • Lease buyouts available
  • Local decision-making and processing by your community credit union
  • Attentive, friendly service from start to finish

*Minimum loan amount is $10,000. All loans are subject to approval & restrictions may apply. Existing SMW loans not eligible for refinance under this offer. Offer valid for loan terms 36 months and longer. Cash back amount dependent on amount borrowed and will be 1% of the total amount financed with a maximum of $500. Cash back will be credited to the primary applicant's share account within 2 weeks of the loan origination date. The 1% cash back will be forfeited and added to loan balance if loan is paid off within 24 months of opening. Offer available April 1 - May 31, 2024, and is subject to change at any time. Membership eligibility is required. Recipient is solely responsible for any personal tax liability arising out of this incentive. Vehicle can not be older than 9 years old and have no more than 100,000 miles. SMW Financial CU is Federally Insured by the NCUA.