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Current Openings




Why Work For Our Credit Union?

“Far and away the best prize that life has to offer is the chance to work hard at work worth doing.” – Theodore Roosevelt 

At SMW, you’re part of a team that is energetic, hardworking and dedicated. We’re proudly building the best possible team to serve the needs of our members. 

Our philosophy is member-centric — loyal members are the key to our success, so we are service-oriented team players with strong interpersonal skills, great attitudes and are adaptable to a changing environment.  We hold to the adage “hire for attitude and train for skill.” 

Founded on the credit union motto of “people helping people,” we look for candidates who want to make a difference.  We have the tools and training for the right individuals to live our member-centric philosophy — to build trusting relationships and strong financial futures. 

Our Mission 

To build trusted relationships and strong financial futures for our members. Membership is open to anyone who lives, works, worships, goes to school or volunteers in Anoka, Hennepin, Ramsey or Washington Counties of Minnesota. We play an active role in supporting those communities through volunteerism and financial education.

We offer everything from home-buying seminars, to loan and deposit products, to investment services, to free financial advice to our members.

Our History 

SMW Financial Credit Union was established in 1953 for the purpose of assisting members' financial needs in a credit cooperative. The credit union is a service-oriented financial cooperative that originally opened to Local 10 union members and its retirees; employees of companies affiliated with the SMW trade unions in Minnesota, North Dakota, and South Dakota; and immediate family members.

Over the years the St. Paul and Minneapolis Local 10 credit unions merged and became "SMW Financial Credit Union." For more than 50 years, the credit union has been offering an assortment of products and services geared to meet the financial needs of its members and their families.

In 2006, SMW Financial Credit Union expanded its membership charter to serve Anoka County. As of March 1, 2016, anyone who lives, works, attends school, volunteers or worships in Anoka, Hennepin, Ramsey or Washington Counties are eligible for membership. 

Once a member, always a member at SMW! Members can move out of town, get married, change employers, and so on. But once a member, always a member.

Our Values

We strive to live these values each and every day. They are at the foundation of SMW Financial Credit Union and how we do things.


A firm belief in the reliability, truth, and ability of our staff to do what is right and find the best solution for our members and our credit union. 

“The only way to make a man trustworthy is to trust him.” -  Henry Stimson

Member quote

“34 years as a member and the credit union never let me down, whether in times of need or dreams; always working for me and with me. This year my lifetime dream of a lake home became a reality! Friendly, competitive rates and I truly have friends in the staff of SMW FCU.” – J.S.


Excellence is a talent or quality which is unusually good and so surpasses ordinary standards. It is used as our standard of performance as measured through member loyalty and financial stewardship of our member’s finances.

“The quality of a person’s life is in direct proportion to their commitment to excellence, regardless of their field of endeavor.” – Vince Lombardi


Life can be hard and we understand things don’t always turn out the way you hoped. We hire people who are empathetic and caring and willing to look for financial solutions to help. We may not be able to give you exactly what you want at the time, however, we will listen and provide guidance on moving forward to a stronger future.

 “Look for strength in people, not weakness; good, not evil. You will find what you are looking for.” – Anonymous

“When I first came to SMW, I could not qualify for a car loan.  Jim told me what I needed to do to improve my credit. It took time but eventually I got my loan and today I am co-signing on my son’s car loan. I am proud of what I accomplished. Thank you SMW.” – E.H.


Leadership is the art of motivating people to act towards achieving a goal. We hope to inspire our employees to set personal and professional goals and to help them realize their full potential.

“If your actions inspire others to dream more, learn more and become more, you are a leader.” – John Quincy Adams


The quality of being dedicated to a cause. We believe that a credit union serves a higher purpose - not governed by corporate share-holders to maximize profit but by our promise to help people build strong financial futures for themselves and their families.

“It has been a wonderful experience dealing with the SMW FCU crew, they answer all my questions and have been very helpful with my banking needs.” – C.S.


  • Merit based wage increases
  • Performance incentives for customer/member facing positions. 
  • Competitive Medical and Dental Plans. 
  • Dependent Medical and Dental coverage. 
  • Paid sick time.
  • Medical Reimbursement Accounts 
  • Life insurance.  
  • 401 K Retirement Plan
  • Paid time off to relax or take care of personal business.
  • An average of nine holidays each year. 
  • Three days compensation per year for perfect attendance. 
  • Short term and Long Term Disability Benefits 
  • Parental Leave 
  • Up to 16 hours for School Conferences and Activities
  • Educational workshops and seminars plus partial tuition reimbursement for college credits.