Refer a Friend, You Betcha You Both Get $100!

Good friends deserve great banking. 

Why keep SMW to yourself? Share the benefits of your credit union with others and earn cash when you refer a friend.

Each successful referral earns $100 for the referrer and the referred new member. Give $100, get $100! Win/win. 

Details
  • Get $100 for each eligible, new adult member you refer who opens a new account
  • Your friend will get $100 for joining. Plus, they can earn $10 each time they set up direct deposit, e-statements & a loan. 
  • And there’s no limit to how many friends you can refer — so spread the word!

*Both referring and new members must be active and in good standing to qualify. Referral rewards cannot be combined with any other offers or promotions. All loans are subject to credit approval. Membership eligibility is required. Offer valid July 1, 2026 through September 31, 2026. Other terms and conditions may apply. See SMW Financial Credit Union for full details. Federally Insured by the NCUA.