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You’ve got your funds for the future working — now have some fun! These accounts let Local 10 Union members save for special occasions.

Key Features

Union Holiday Savings
  • Available exclusively to Local 10 Union members
  • Save year-round for the holiday season
  • Earn competitive dividends
  • Dividends calculated daily, posted to your account monthly
  • $5 monthly maintenance fee if accountholder does not have Rewards Checking, Wealth Builder Savings, or any SMW FCU loan
  • Make deposits individually or set up recurring monthly deposits
  • Early withdrawal not permitted
  • Funds available on Wednesday before Thanksgiving
  • Free eServices*
  • $5 minimum deposit to open
Union Vacation Savings
  • Available exclusively to Local 10 Union members
  • Save year-round for the perfect vacation
  • Earn competitive dividends
  • Dividends calculated daily, posted to your account monthly
  • $5 monthly maintenance fee if accountholder does not have Rewards Checking, Wealth Builder Savings, or any SMW FCU loan
  • Make deposits individually or set up recurring monthly deposits
  • Make unlimited withdrawals anytime but a $5 balance is required to maintain account
  • Free eServices*
  • $5 minimum deposit to open

*With a $25 share savings account.

The Sheet Metal Worker Intl. Local 10 sets up a union holiday account S62, for members who work as commercial journeymen for the Local 10. Only SMW Intl. Local 10 can make deposits into this account. The amount of holiday money the member receives monthly is based on the contract amount and the number of hours worked.