Live better with free Rewards Checking that pays you high dividends — up to 4.50% APY** to be exact!
Plus, from now until October 31, 2025, open a new Rewards Checking Account and you could earn up to $250*!
- FREE Early Payday
- 40,000+ Nationwide ATM Network
- Overdraft protection
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- Free checking that pays 4.50% APY*
- 2-Days Early Payday**: Get a head start on life's expenses.
- Debit Card Round-Up Program: Every swipe adds up.
- Link your card to Apple, Google, or Android Pay
- 40,000 ATMs Nationwide: Accessible. Convenient. Everywhere.
- No monthly maintenance fees
- No minimum balance to earn rewards
- Free eServices
- Overdraft protection available
- $100 minimum deposit to open
Banking Basics Qualify You for Rewards!
It’s easy to earn your rewards — in fact, it just takes using the free services that come with your account! To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Rewards Checking account during each Monthly Qualification Cycle. New requirements effective 10/1/2023:
- At least $1,000 in direct deposit/ACH credits per month
- At least 15 debit card purchases of at least $3
- Be enrolled in and agree to receive eStatements
Seriously, that’s it. Even if you don’t meet your qualifications during the cycle, your Rewards Checking account is still free and will still earn our base dividend rate. Then you can get right back to earning your full rewards the very next month!
*APY = Annual Percentage Yield. Rates subject to change at any time.
*Offer available from now until October 31, 2025. All new accounts are subject to standard account membership terms and disclosures. Eligible account type to receive $100 at the time of opening is a Reward checking account with eStatements, online banking, and debit card. Member is eligible for an additional $150 deposit into the new checking account after meeting the monthly qualifications at least once within the first three months after account opening. Existing members do not qualify for this offer. **APY = Annual Percentage Yield. Rate effective September 1, 2025. Minimum to open account is $100. 4.50% APY applies to balances $0.01 - $20,000 that have met account qualifications. Monthly Qualification Cycle is the first day of the month to the last day of each calendar month. To earn your account’s rewards, the following enrollments must be in place and all transactions and activities must post and settle to your selected Reward Checking account during each Monthly Qualification Cycle: Qualifications include fifteen (15) debit card transactions of at least $3 that post and clear your account each month, at least $1,000 in direct deposit/ACH credits posted during each calendar month and member must be signed up for eStatements. All balances will earn 0.02% to 4.50% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Transactions may take one or more business days from the transaction date to post to an account. Early direct deposit eligibility may vary between pay periods and timing of payors funding. All rates, terms, and products are subject to change at any time without notice. Membership eligibility required. Federally insured by NCUA.