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Live better with free Rewards Checking that pays you high dividends — up to 3.00% APY* to be exact!

Earn $50 for each eligible new adult member you refer who opens a new account! There is no limit to how many referrals you can make! What's more, your friend will get $25 for joining, plus $10 for each additional account they open!


  • Free checking that pays high dividends
  • 3.00% APY* on balances up to $20,000 if qualifications are met
  • 0.05% APY on balances over $20,000+
  • 0.02% APY* if qualifications are not met
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free eServices
  • Overdraft protection available
  • $100 minimum deposit to open

Banking Basics Qualify You for Rewards!

It’s easy to earn your rewards — in fact, it just takes using the free services that come with your account! To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Rewards Checking account during each Monthly Qualification Cycle.  New requirements effective 10/1/2023: 

  • At least $1,000 in direct deposit/ACH credits per month
  • At least 15 debit card purchases of at least $3
  • Be enrolled in and agree to receive eStatements 

Seriously, that’s it. Even if you don’t meet your qualifications during the cycle, your Rewards Checking account is still free and will still earn our base dividend rate. Then you can get right back to earning your full rewards the very next month!

*APY = Annual Percentage Yield. Rates subject to change at any time.

*Minimum to open account is $100. Annual Percentage Yield (APY) accurate as of 06/07/2023. Rate tiers are as follows: 3.00%APY applies to balances of $0.01 - $20,000 and 0.05%APY to balances over $20,000, if qualifications are met during the monthly qualification cycle. New Qualifcations effective 10/1/2023 - Fifteen (15) debit card transactions of at least $3 post and clear your account each month, at least $1,000 in direct deposit/ACH credits post during calendar month, and Member must also be signed up for eStatements. 0.02%APY applies to all balances if monthly qualifications are not met. All balances will earn 0.02% - 3.00%APY if monthly qualifications are met. Rates may change after the account is opened. Transactions may take one or more business days from the transaction date to post to an account.  **Restrictions apply, Early access to direct deposit is available for all credit unionmembers that set up a direct deposit with their employer or other payor. Earlydirect deposit eligibility may vary between pay periods and timing of payors funding.