Boat Loans

Boat Loans

New & Used Boat Loans

If you are looking to get out on the open water, SMW is the place to start. We offer boat loans on new and used boats. We offer competitive, low rates, and we work with you to get the amount and term just right. Buying a boat or personal watercraft is a big decision, one that should provide years of good times.

Rates

Navigate Your Way to an SMW Boat Loan

The most important part of boat shopping is making sure that you are getting the best watercraft for the price, whether it is new or used. That might include inspection by a qualified technician, manufacturing or safety certifications, and possibly a test trip out onto the water. If you are applying for a new boat loan or a used boat loan, looking into insurance is also a good idea.

When you have a good idea of how much you want to spend on a boat, it can be helpful to put the numbers through a loan calculator like the Simple Loan Calculator from SMW. We want to see you enjoying the best times in the boat you have been thinking of, so our boat loans are set up to keep your dreams afloat with the best features we can offer:  

  • New and used boats and personal watercraft

  • Low rates and flexible terms

  • Finance up to 100% of any new boat price, including taxes, license, and warranty

  • Automatic payments available from your SMW FCU checking or savings account

  • Consider refinancing your existing boat loans for better terms

  • Local decision-making and processing by your community credit union

  • Attentive, friendly service from start to finish

 

Cast Off Today with a Boat Loan from SMW

 

*Actual rate you qualify for will be based on your creditworthiness, term, age of vehicle, and other determining factors. Interest will continue to accrue over 60 day no payment period. See credit union for more details. All loans subject to credit approval. Standard underwriting guidelines apply. Membership eligibility is required. SMW Financial Credit Union is federally insured by the National Credit Union Administration.
 
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Boat Loans

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  • New and used boats and personal watercrafts
  • Low rates and flexible terms
  • Finance up to 100% of any new boat price, including taxes, license, and warranty
  • Automatic payments available from your SMW FCU checking or savings account
  • Consider refinancing your existing boat loans for better terms
  • Local decision-making and processing by your community credit union
  • Attentive, friendly service from start to finish
Apply Now