Promotion Details

*APR = Annual Percentage Rate. All rates subject to credit approved and are based on credit history, vehicle, and terms. Terms up to 84 months. Not everyone will qualify for the lowest rate available. No purchase necessary to enter or win giveaway. Promotion runs November 1 through December 31, 2026. Members who close a qualifying auto loan with SMW Financial Credit Union during the promotional period will automatically receive one entry into the $500 cash giveaway. A qualifying auto loan includes a new or used vehicle loan for a new purchase or a vehicle loan refinanced from another lender. An alternative method of entry is available; see the complete Official Rules for details. One winner will be selected at random from all eligible entries and will receive a $500 cash prize deposited into their SMW FCU Share Savings Account. Must be 18 years of age or older and eligible for membership with SMW FCU. Employees, officials, volunteers, and their immediate family members may not be eligible. Loan approval is subject to credit approval and lending guidelines. Rates and terms are based on creditworthiness and other qualifying factors. Cash prize may be subject to applicable federal and state taxes. Odds of winning depend on the number of eligible entries received. Additional restrictions may apply. Click here for complete Official Rules. Federally insured by NCUA.