For a happy feeling nothing in the world can buy…skip your winter payment.


We believe at SMW Financial Credit Union that less stress leads to more happiness. So if you’re wishing for a joy-filled winter season, skip your November, December or January loan payment. With extra cash on hand, you’ll be free to focus on the things that really matter.  


To take advantage of Skip-a-Pay, simply click here (or use the button below) and complete the instructions. Please note the following:

  • There is a $35 fee to skip your payment.
  • We must receive your confirmed Skip-a-Pay request at least seven days prior to your loan payment due date.
  • The following loan types are not eligible:  Mortgage, Home Equity, Home Equity Line of Credit, Overdraft Line Of Credit, Credit Card, Share Secured Loan, Apprentice Loans.


Sign Up Now! 


Questions? Give us a call at 651.747.1500. Hurry – offer ends January 31, 2023