A painless way to start #adulting? With a rewards savings account designed to fit seamlessly into your evolving lifestyle.
- Free account that builds your savings effortlessly
- For members ages 17 to 34
- Must have a Rewards Checking account and meet monthly qualifications to earn rewards:
- 0.50% APY* on balances up to $5,000
- 0.65% APY on balances over $5,000*
- 0.05% APY* if qualifications are not met in Rewards Checking
- No monthly maintenance fees
- No minimum balance to earn rewards
- Free eServices
- No minimum deposit to open
Banking Basics Qualify You for Rewards!
Qualifying for your Rewards Checking rewards automatically qualifies you for the highest YOLO Savings rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Rewards Checking account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 10 debit card purchases
- Be enrolled in and agree to receive eStatements
That's it. Even if you don't meet your qualifications during the cycle, your accounts are still free. Plus, you'll still earn our base interest rate on YOLO Savings. And you can get right back to earning your full rewards the very next month!
*APY = Annual Percentage Yield.