Share Savings
- Gain membership to SMW Financial Credit Union
- Earn competitive dividends on balances of $250 or more
- $25 minimum deposit to open
Youth Savings
- Free savings for kids and teens under 18
- Kids under 12 receive special gifts
- Competitive dividends on balances over $250
Local 10 Union Accounts
- Holiday and vacation accounts for Local 10 Union members
- Earn competitive dividends
- $5 minimum deposit to open
Round Up Saver
- Simple way to grow your savings
- Debit card purchases are rounded up to the nearest dollar amount
- Extra change automatically transferred into savings account
Rewards Saver
- For members ages 17 to 34
- Great way to start saving for your future
- Free online and mobile services to manage your money seamlessly
Certificates of Deposit (CDs)
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than other risky investments
Money Market Accounts
- Earn competitive dividends
- Rates are tiered, so higher balances earn higher rates
- Enjoy enhanced liquidity
Individual Retirement Accounts (IRAs)
- Competitive dividends above standard savings rates
- Traditional and Roth IRA options
- No monthly or annual maintenance fees
