Share Savings

  • Gain membership to SMW Financial Credit Union
  • Earn competitive dividends on balances of $250 or more
  • $25 minimum deposit to open
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Youth Savings

  • Free savings for kids and teens under 18
  • Kids under 12 receive special gifts
  • Competitive dividends on balances over $250
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Local 10 Union Accounts

  • Holiday and vacation accounts for Local 10 Union members
  • Earn competitive dividends
  • $5 minimum deposit to open
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Round Up Saver

  • Simple way to grow your savings
  • Debit card purchases are rounded up to the nearest dollar amount
  • Extra change automatically transferred into savings account
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Rewards Saver

  • For members ages 17 to 34
  • Great way to start saving for your future
  • Free online and mobile services to manage your money seamlessly
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Certificates of Deposit (CDs)

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
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Money Market Accounts

  • Earn competitive dividends
  • Rates are tiered, so higher balances earn higher rates
  • Enjoy enhanced liquidity
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Individual Retirement Accounts (IRAs)

  • Competitive dividends above standard savings rates
  • Traditional and Roth IRA options
  • No monthly or annual maintenance fees
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