Home Loans | SMW Financial Credit Union | Lino Lakes, MN - Maplewood, MN
Mortgage Loans

Owning a home is part of the American dream, and we help you reach that dream with personalized service.

  • Free pre-approvals
  • Competitive rates
  • Local decision-making


  • Learn MoreFixed Home Equity

    Fixed Home Equity

    Make the most of your home's equity with a favorable loan; the interest may even be tax deductible.

    • No application fee
    • Low fixed rates
    • Various repayment terms

  • Learn MoreHome Equity Line of Credit

    Home Equity Line of Credit

    Use funds only when you need them, unlike a fixed loan where you pay interest on the entire amount.

    • No application fee
    • Borrow as needed
    • Utilize power of home equity

  • Learn MoreRapid Refi Mortgages

    Rapid Refi Mortgages

    A new mortgage product exclusively for our members with excellent credit.

    • 10 yr mortgage refi option at great rate
    • Rate effective for the first 5 years
    • Closing costs can be rolled into loan

  • Learn MoreHome Improvement

    Home Improvement

    We offer low fixed rates and a fast application process to get your project from dream to reality.

    • No application fee
    • Local decision-making
    • Personalized service