Business Checking
You know your business better than anyone, and your account needs may change as your business grows, so SMW offers you choices for business checking accounts. How you use your account is also important to us. That’s why SMW business checking accounts give our members the opportunity to use paper checks and debit card transactions.
Let us help you make an even greater impact on our communities with our versatile business checking accounts.
If you are just getting started, your business may generate small amounts at first. But being small is no reason to miss out on the benefits of our business checking accounts. In fact, Business Checking VIP offers the conveniences that you might appreciate as a business owner at a minimum balance level that recognizes your growth potential.
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Ideal for small businesses
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Avoid the $5 monthly maintenance fee by maintaining a $500 minimum balance
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Flexible transactions for day-to-day needs:
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First 75 checks deposited free, 20¢ each thereafter
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First 25 checking debits free, 20¢ each thereafter
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Cash in/out: 10¢ per $100 over $5,000
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Coin in/out: 10¢ per $100 over $2,500
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Free eServices
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Overdraft protection available
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$100 minimum deposit to open
For businesses that have a more robust financial footprint, SMW offers a business checking account that provides a larger transaction allotment, and the low monthly fee can be avoided by meeting a minimum balance requirement. We recognize that much of business is conducted away from the home office, so our eServices make your money work for you on the go.
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Ideal for mid-size businesses
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Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum balance
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Flexible transactions for day-to-day needs:
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First 250 checks deposited free, 20¢ each thereafter
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First 50 checking debits free, 20¢ each thereafter
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Cash in/out: 10¢ per $100 over $7,500
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Coin in/out: 10¢ per $100 over $5,000
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Free eServices
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Overdraft protection available
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$300 minimum deposit to open
Contact SMW to discuss a business checking account or start the process online now!