Do you have GATE ID? 

With GATE ID, not only will you be protecting yourself, but your family and joint account owners will be protected against identity theft.

There are many benefits to signing up for GATE, but here are just a few:

Credit File Monitoring- automated daily alerts of key changes to your credit reports.
Total Identity Monitoring- over 1,000 databases including credit, Social Security, public records, and more!
Credit Score- receive new bureau credit score with every new credit report.
Up to $10,000 identity theft expense reimbursement coverage- for expenses associated with restoring your identity.


Call an SMW representative at 651-747-1500 to sign up today!


How To Protect Yourself From Identity Theft

Chances are, you or someone you know has had their identity stolen at one point or another. It can be expensive, stressful and extremely complicated to recover from. Here are ways to help protect yourself and your most important data from identity thieves.


Most of us think of identity theft as a digital crime, but many thieves are just as eager to get their hands on your paper documents. While online accounts are password-protected, important paper documents are often left in a drawer or simply tossed in the trash, where dumpster-diving thieves can find them.

What’s the solution? Buy a safe and a shredder. What’s not shredded goes in the safe. Of course, the same level of care should go into protecting your physical credit cards. Don’t put your wallet in your back pocket. Make it a habit to check to see you have all your cards and IDs when you get home at the end of the day. This will help you be aware of missing items earlier so you can cancel lost or stolen cards before too much damage is done.


Reviewing your financial statements is a good practice. Not only will this help you track financial habits, it will also alert you to any fraudulent charges. Credit unions and banks do a lot to protect consumers from fraud and identity theft, but only you know what you purchased and what you didn’t, so look closely at those statements!


Many people have one simple password they use for all devices and platforms. This is convenient, but dangerous. Yes, there is reason to worry that having multiple hard-to-remember passwords may make it more difficult for you to access your own accounts, but potential identity thieves will have a more difficult time too. Be careful about what you comment or post on social media as well! Many times, public posts will ask a seemingly harmless question, such as, your favorite pet growing up, or the best vacation of your life. These are often times answers to your security questions.

If you’re worried about remembering your own passwords, check out these easy and safe ways to store your passwords from Gizmodo.


Malware is just one way identity thieves steal your data. Invest in a good and reputable antispyware program to make sure your hardware is safe from invaders.

Another way to protect your computer is to encrypt your hard drive. Apple computers and PCs alike will offer the option to encrypt all data in your hard drive. Go to your security settings and choose to activate the encryption option.


If an email looks suspicious, it probably is. Make your email inbox a tightly curated collection. If you have too many promotional emails, start clicking the unsubscribe button. This will help you spot suspicious, unsolicited messages.

The same goes for websites. Your browser or antivirus software may try and warn you about suspicious websites before you enter them. Don’t disregard those warnings.


The most convenient option is not always the most secure, but given the choice between convenience and security, your best bet is the more secure one. Two-factor identification for email accounts and other important online accounts will add an extra step to the security process for log-ins, most often making use of your phone number as well.


Public Wi-Fi is often insecure and can be a great way for thieves to get to your data. Steer clear if you can. If you have no choice, be sure to avoid all online banking or password logins while using public Wi-Fi. Additionally, be sure to secure your own home Wi-Fi with a unique and hard-to-guess password.


You may receive unwanted credit card offers in the mail. These offers may provide you with better choices that you were unsure of, but they sure can be pesky! If you want to remove yourself from getting these offers, you can add your name to a registry! This registry will send your information to the three major credit bureaus letting them know to stop providing your information to creditors. You can visit or call 1-888-567-8688. Help get rid of more junk mail by removing your name from Direct Mail Association lists at

You can also add your phone number to the Do Not Call Registry at or call 1-888-382-1222.