New & Used Recreational Vehicle Loans
The keys to enjoying your weekends and vacations? Recreation and fun! If that includes recreational vehicles for you, consider an RV loan from SMW today. When you are shopping for the specific toys that make every season the best yet, we can make the process easier. Get pre-approved for a recreational vehicle loan, a UTV loan or even a snowmobile loan.
Get outdoors with a new or used RV, UTV, Snowmobile, Ice House, Fifth Wheel, Camper, or other Recreational Vehicle.
Every season offers opportunities for travel and adventure, and SMW wants you to get out there in your vehicle of choice. We offer low-rate recreational vehicle loans, with terms to make your loan manageable, and your adventures many. Come in today or apply online.
- Competitive rates for a wide range of new or used recreational vehicles:
- ATVs
- RVs
- Truck campers
- Snowmobiles
- And more!
- ATVs
- Low rates and flexible terms
- Borrow up to the NADA retail value on used recreational vehicles
- Automatic payments available from your SMW FCU checking or savings account
- Consider refinancing your existing recreational vehicle loans for better terms
- Local decision-making and processing by your community credit union
- Attentive, friendly service from start to finish
Are you ready for an adventure? Whatever your plans are, let SMW Financial CU help you take the road less traveled with an Adventure Loan! Finance a Snowmobile, Ice House, UTV, Boat or other recreational vehicle with us to get a great low rate and no payments for up to 60 days.*
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FAQs
What qualifies as a recreational vehicle?
The traditional motorhome (RV) is what we often think of when you mention “recreational vehicle”, but you can finance just about any motorized or towable recreational travel or outdoor equipment that moves on the ground. Besides motorhomes, camper vans, fifth-wheels, travel trailers, campers (hard-side and popup), ATVs, UTVs, ice houses, and snowmobiles can potentially be financed with an SMW recreational vehicle loan.
What is the RV loan term?
The loan term depends on the type and age of the recreational vehicle and the credit worthiness of the applicant. Terms typically range from 36 months to 72 months, but longer terms may be available.
Can I finance a used recreational vehicle?
Yes, at SMW you can purchase or refinance a used recreational vehicle and finance up to the NADA retail value of the vehicle/trailer.
*Actual rate you qualify for will be based on your creditworthiness, term, age of vehicle, and other determining factors. Interest will continue to accrue over 60 day no payment period. See credit union for more details. All loans subject to credit approval. Standard underwriting guidelines apply. Membership eligibility is required.