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and get up to $200 bonus cash.
Our free Rewards Checking account pays you cash rewards and keeps your money local.
Get Rewards Checking
Get $50 for each friend you refer to SMW. Your friend can also get $25 for joining, and $10 for each account they open!*
Refer a Friend
Online Banking & Bill Pay
Mobile Banking with Deposit
when qualifications are met
6-Month Intro Rate
Kids and teens under 18 can start saving with just a $5 deposit.
Maximize cash with a savings account for young adults, ages 17-34.
Start building your nest egg anytime — the earlier the better.
Plan for your future with our partner, CU Preferred Investments & Insurance.
Why become a member of SMW FCU? We'll let your fellow Minnesotans explain.
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