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Your Money At Your Fingertips

Online Banking & Bill Pay

Mobile Banking with Deposit

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We Wear Our Rates On Our Sleeve

Rewards Checking

up to

3.00
% APY*

when qualifications are met

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Home Equity Line of Credit

As low as

5.99
% Rate*
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Auto Loan

As low as

4.99
% APR*

24 Month Term

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7 Month CD Special - Up to

4.10
% APY*
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Save. Earn. Repeat.

Youth Savings

Kids and teens under 18 can start saving with just a $5 deposit.

YOLO Savings

Maximize cash with a savings account for young adults, ages 17-34.

Individual Retirement Accounts

Start building your nest egg anytime — the earlier the better.

What's Now

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What's Next

Plan for your future with our partner, CU Preferred Investments & Insurance.

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Why Join

Why become a member of SMW FCU? We'll let your fellow Minnesotans explain.

See Testimonials