Experience More with SMW FCU’s Visa Credit Cards
Choose the card that fits your lifestyle—earn cash back on purchases or redeem rewards points for travel and merchandise. No annual fee, competitive rates, and the flexibility you need!

SMW Cash Back Visa Card
SMW VISA Credit Card
Learn MoreApply for this card if you want
1% Cash Back on purchases
Rates (as low as)
APR for purchases: 12.99% to 18.00% depending on creditworthiness
Annual Fee
No
Liability
0% liability for fraud
Minimum Credit Limit
$300
Maximum Credit Limit
$25,000
Account Access
24-hour online account access, including online payments

SMW Platinum Rewards Bonus Points Visa Card
SMW VISA Credit Card
Learn MoreApply for this card if you want
1 point for every $1 spent, which are redeemable for merchandise and travel
Rates (as low as)
APR for purchases: 12.99% to 18.00% depending on creditworthiness
Annual Fee
No
Liability
0% liability for fraud
Minimum Credit Limit
$300
Maximum Credit Limit
$25,000
Account Access
24-hour online account access, including online payments
- Earn Rewards
- Rates as low as 12.99% APR
- Fraud Protection
Your Everyday Purchases, Rewarded
Whether you prefer cash back or travel rewards, SMW Visa Credit Cards make every dollar count. No annual fee, great benefits, and the flexibility to fit your lifestyle!