Are you ready for Toy Season? Head out on the trails or lakes with a toy loan from SMW! 

As adventurer's ourselves, we know how important is it to have a reliable toy for all of Minnesota's changing seasons. Fall is one of our favorites to hit the ATV trails and start planning those snowmobile trips up north for winter.  

 

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Whatever your adventure plans are, let SMW FCU help you take the road less traveled! Finance an ice house, sled, UTV or other recreational vehicle with us now through September 30, 2026 to get a rate as low as 5.74% APR*.

Your rate is determined by the vehicle you're financing, your credit history, and other factors, but our rates are competitive and our team is always happy to help with a fun, new purchase! Stop by either of our branches in Lino Lakes or Maplewood to talk to a loan officer in person, or click the link about to apply securely online.

If you're not in the market for a toy loan yet, but you think you might be later this fall, please feel free to still reach out and we can start helping with those plans and get you pre-approved.

Sounds like it's going to be a fun season, dontcha know!

Check Today's Rates

*APR = Annual Percentage Rate. Actual rate you qualify for will be based on your creditworthiness, term, age of vehicle, and other determining factors. See credit union for more details. All loans subject to credit approval. Standard underwriting guidelines apply. Membership eligibility is required. SMW Financial Credit Union is federally insured by the NCUA.