Details
- No annual fee
- Two reward options:
- Cash back: 1% cash back on purchases (net), shown on monthly statement, credited quarterly.
- Platinum Rewards Bonus Points: one point earned for every $1 spent (net) redeemable for merchandise and travel
- Annual percentage rate (APR) for purchases: 12.99% to 18.00% when you open your account (based on your creditworthiness)
- Annual percentage rate for cash advances: 18.00%
- 0% liability for fraud
- Credit limit of $300 to $25,000
- Low minimum monthly payments — only 2% of balance or $10, whichever is greater
- 25-day interest-free grace period on new purchases
- 24-hour access to your account online or over the phone (for inquiries and payments)
- Make payments easily and automatically
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