in post Holiday Bills? 

Transfer your balance today! 


Don’t let the post-holiday season put your finances in a tangle. Transfer your high-rate balances to a low-rate SMW Financial Credit Union Visa® credit card and pay your balance down fast. Plus, consolidate card payments into just one low monthly bill!

Offer includes:

  • Intro APR* of 0% on balance transfers made by March 31, 2022, for 18 months, plus 0% for nine months on new purchases from account opening (new cards only)

(After promotional period, 12.99%–18.00% APR,* based on credit history of borrower)

  • No annual fee
  • 25-day grace period on purchases
  • 1% cash back or ScoreCard® Rewards

A 3% transfer fee applies ($5 minimum). These offers are only available for a limited time, and you must complete your transactions by March 31, 2022, to qualify.

So click below – and get ready to make your bottom line shine!


Apply Now 

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*0% Promotional Annual Percentage Rate (APR) effective as of date of first balance transfer and applies to subsequent transfers through March 31, 2022. 0% APR also applies to new purchases for nine months from account opening. An APR between 12.99% and 18.00%, based on your credit, will apply to all other transactions and any transfer amount remaining at the end of the promotional period. This promotional offer expires on March 31, 2022. The transferred balance will be at 0% for 18 months through the promotional period. Multiple transfers permitted up to your credit limit. Interest begins to accrue on transfers on the next payment date. Minimum credit limit is $1,000. Eligibility is based on credit union membership requirements, proof of income and underwriting standards. Contact the credit union for details. Equal Opportunity Lender.