CREDIT CARD BENEFITS:
- No annual fee
- Two reward options:
- Cash back: 1% cash back on purchases (net), shown on monthly statement, credited quarterly.
- Platinum Rewards Bonus Points: one point earned for every $1 spent (net) redeemable for merchandise and travel
- Annual percentage rate (APR) for purchases: 12.99% to 18.00% when you open your account (based on your creditworthiness)
- Annual percentage rate for cash advances: 18.00%
- 0% liability for fraud
- Credit limit of $300 to $25,000
- Low minimum monthly payments — only 2% of balance or $10, whichever is greater
- 25-day interest-free grace period on new purchases
- 24-hour access to your account online or over the phone (for inquiries and payments)
- Make payments easily and automatically
*APR = Annual Percentage Rate. We will begin charging interest on the transaction date in accordance to your standard terms. Your account must be in good standing and the financial institution reserves the right to return any item on accounts if your account is either in default, you have exceeded your credit limit, or if the item you wish us to pay would cause the outstanding balance in your account to exceed your credit limit. You will not be eligible for a grace period on new purchases as long as any promotional balance is outstanding. Rewards and/or rebates are not eligible with this offer. Payments made to your account will be applied per your card payment allocation previously disclosed in your account terms.
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Interest and Fee Information |
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Promotional Rate: |
0% Annual Percentage Rate (APR). |
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Promotional Period: |
Balance transfers must be made between February 1 and March 31, 2025. Your balances transferred during that time will remain at the 0% APR for 15 months. After that your rate will revert to your standard Retail/Purchase APR. |
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Transaction Fee: |
The transaction fee is 3%. |
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Paying Interest: |
We will begin charging interest on the transaction date in accordance to your standard terms. |