New Cardholders

Apply Now 


Existing Cardholders

Already have our VISA Credit Card?  For fastest service, login to online banking, click on your Credit Card account, then click Account Services and select New Balance Transfer.  Submit the required info, and your balance transfer is in process!

Login to Online Banking


Otherwise, you can fill out our Balance Transfer E-Form by clicking below.

Balance Transfer E-Form

Have your credit card statement that you will be paying off handy when filling out these forms to ensure prompt processing.





  • No annual fee
  • Two reward options:
    • Cash back: 1% cash back on purchases (net), shown on monthly statement, credited quarterly.
    • Platinum Rewards Bonus Points: one point earned for every $1 spent (net) redeemable for merchandise and travel
  • Annual percentage rate (APR) for purchases: 12.99% to 18.00% when you open your account (based on your creditworthiness)
  • Annual percentage rate for cash advances: 18.00%
  • 0% liability for fraud
  • Credit limit of $300 to $25,000
  • Low minimum monthly payments — only 2% of balance or $10, whichever is greater
  • 25-day interest-free grace period on new purchases
  • 24-hour access to your account online or over the phone (for inquiries and payments)
  • Make payments easily and automatically