Finance a New or Used vehicle or exterior existing loan to SMW Financial and get:

  • Up to $200 Cash Back*

  • A low fixed rate

  • No payments for up to 60 days**

 

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Financing an auto loan with SMW Financial Credit Union has many benefits, including:

  • Finance up to 110% of any new vehicle price, including taxes, license, and warranty
  • Flexible payment terms to meet any budget
  • Local decision-making and processing

*APR=Annual Percentage Rate. Rates are based on an evaluation of your credit history and other factors, so your rate may differ. The 5.89% rate with a 6.15% APR (annual percentage rate) EXAMPLE would be for a $27,000 auto 24-month term. Monthly payment would be $1,195.21. The minimum refinance loan amount is $5,000. Many other options available. APR assumes a 0.25% discount for automatic recurring payments and a 0.25% discount for active checking. Also includes a $75 finance charge that is rolled into the loan amount. All loans subject to approval. New loans only. Speak to a loan officer for details. Existing loans not eligible for cash back. Loans up to $19,999 will get $100 cash back. Loans $20,000 & more will get a $200 cash back. Loans must be open for at least 90 days with first scheduled payment made to be eligible for the cash back, which will be credited to the primary applicant's share account between 91 and 95 days of the loan origination date. Offer may end at any time. Membership eligibility is required. Recipient is solely responsible for any personal tax liability arising out of this incentive. SMW Financial CU is Federally Insured by the NCUA.

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