Finance a New or Used vehicle or exterior existing loan to SMW financial and get:

Rates as low as 1.99%/2.10 APR* & no payments for up to 60 days


Up to $200 bonus for any new or used vehicle purchase or refinance from another institution.

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Financing an auto loan with SMW Financial Credit Union has many benefits, including:

  • Finance up to 110% of any new vehicle price, including taxes, license, and warranty
  • Flexible payment terms to meet any budget
  • Local decision-making and processing

*APR = Annual Percentage Rate. Rates as low as 2.10% APR. Rate is based on your individual credit history and other factors and may be higher than 2.10% APR. Interest will continue to accrue during no payment period. All loans are subject to credit approval and collateral subject to approval. Existing SMW Financial CU loans are not eligible for this offer. Auto refinance loan must be at least $5,000. Loans up to $19,999 will get a $100 bonus. Loans $20,000 and more will get a $200 bonus. Loan must be open for at least 90 days with first scheduled payment made to be eligible for the bonus, which will be credited to the primary applicant’s savings account between 91 and 95 days of the loan origination date. Offer may end at any time. Rates subject to change at any time. Membership eligibility is required. Recipient is solely responsible for any personal tax liability arising out of this incentive. SMW Financial Credit Union is Federally Insured by the National Credit Union Administration.

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