Basic Checking Account | SMW Financial Credit Union | Lino Lakes, MN - Maplewood, MN

Basic Checking

Checking Account

Milk and cookies. Meat and potatoes. (Or, portabella and cous cous if that's your thing.) The point is, sometimes the basics are perfectly fine. Case in point: Basic Checking from SMW FCU.

You get checking account and a complimentary Visa® check card with no minimum balance. The basics done perfectly. But heck, we'll even marinade things a little with free online banking, bill pay, and overdraft protection. Dig in.

Everything you need; without the service fees you don't.

  • No monthly service fee
  • No minimum balance
  • Free eBranch Online Banking with Bill Pay
  • Real-time transactions
  • Free 24-hour phone banking
  • First 20 checks free per cycle, 10¢ each thereafter
  • Free Visa® check card
  • Overdraft protection available
  • First box of checks are free
  • NCUA insured