Staffing Challenges.



Drive thru hours in Lino Lakes:

Monday thru Friday 8:00 am to 5:00 pm. Call Center available on Saturdays 9:00 am to 12 noon but lobby is closed. 

Drive thru hours in Maplewood:

Monday, Tuesday, Wednesday and Friday 9:00 am to 5:00 pm. Thursday’s 10:00 am to 5:00 pm. 


In most cases, it is easier and faster to manage your accounts with our online and mobile options:

  • Mobile App – 24 Hour Access. Download the "SMW Mobile" app for most transactions, including depositing checks.
  • SMW FCU Online – 24 Hour Access. Our website provides a quick and easy way to access your accounts by signing into online banking.
  • Surcharge-free ATM’s are available at many major retailers and other businesses throughout the Twin City Metro Area. 
  • Or call us at (651) 747-1500 during business hours. Please understand wait times could be longer than usual.


For over 65 years SMW Financial Credit Union has been building trusted relationships and strong financial futures for our members and the communities that we serve. We will continue to work together to support you and your families through this challenging time.

Thank you for being a loyal member of the SMW Family.

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