Staffing Challenges.

More Information

Make an Appointment

To schedule an appointment, select a Financial Services Officer (FSO) at the location that you prefer. 

After you select the FSO you will be prompted to let us know the service required and the date and time that is most convenient for you.

Lino Lakes Branch

700 Apollo Drive
Lino Lakes, MN 55014

(651) 747-1565    [email protected]

(651) 747-1511    [email protected] 

Maplewood Branch

1691 Cope Avenue
Maplewood, MN 55109

(651) 747-1512  

To schedule an appointment for accessing a safe deposit box or coin counting, select a location below and one of our Member Service Associates will be able to help you.

Member Service Associate at the Lino Lakes Branch

Member Service Associate at the Maplewood Branch










As a member of our SMW family, we wanted to reach out to you personally with an update on the steps we are taking to keep our members, our employees and the entire community healthy and safe.  Your wellbeing is central to our purpose and our top priority as we join companies around the world responding to the current global health challenge.

We are monitoring the situation and taking appropriate action based on the guidance provided by the Centers for Disease Control and Prevention (CDC) and the Minnesota Department of Health.

To minimize face to face interactions we ask that you use our online banking at, visit us via our drive up windows or call (651) 747-1500. 

We have taken proactive steps to maintain the healthiest possible environment by cleaning our spaces thoroughly and frequently. All of our employees have been instructed to follow the CDC’s best practices, including frequent handwashing, to keep themselves and others safe.  Those who have traveled to high-risk areas have been required to self-quarantine for the recommended 14 days. We are providing all team members with constant updates and information so they can keep themselves and their families safe.

In most cases, it is easier and faster to manage your accounts with our online and mobile options:

  • Mobile App – 24 Hour Access. Download the "SMW Mobile" app for most transactions, including depositing checks.
  • SMW FCU Online – 24 Hour Access. Our website provides a quick and easy way to access your accounts by signing into online banking.
  • Surcharge-free ATM’s are available at many major retailers and other businesses throughout the Twin City Metro Area. 
  • Or call us at (651) 747-1500 during business hours. Please understand wait times could be longer than usual.

Drive thru hours in Lino Lakes:

Monday thru Friday 8:00 am to 5:00 pm. Call Center available on Saturdays 9:00 am to 12 noon but lobby is closed. 

Drive thru hours in Maplewood:

Monday, Tuesday, Wednesday and Friday 9:00 am to 5:00 pm. Thursday’s 10:00 am to 5:00 pm. 

For over 65 years SMW Financial Credit Union has been building trusted relationships and strong financial futures for our members and the communities that we serve. We will continue to work together to support you and your families through this challenging time.

Thank you for being a loyal member of the SMW Family.