Loan Interest Rates | SMW Financial Credit Union | Lino Lakes, MN - Maplewood, MN

Loan Rates

Auto LoansAPR As Low As..
New2.69% (2013 - 2016 model years)
Used3.74% (up to 2007 model years)
Boat, Motor, & Trailer
New 3.49% (2011 - 2016 model years)

Up to 84 month term. 4.99% > 84 months. 5.99% > 120 monhts.

Used Used boat pricing the same as new through July 31st.
New4.95% (2012 - 2015 model years)
Used5.95% (up to 2011 model years)
Snowmobiles, ATV's, & Personal Watercraft
New5.90% (2013 - 2016 model years)
Used6.90% (up to 2011 model years)
Motor Home
New4.49% (2012 - 2015 model years)
Used4.99% (up to 2011 model years)
Credit Cards
VISA Credit Cards Platinum Visa - Cash Back Platinum Visa - Score Card for Rewards Bonus Points

3.9% APR Balance Transfer through March 31, 2016

8.9% - 16.9% APR
Other Loans
Certificate Secured

Certificate APY + 3.00% rounded nearest 0.25%



Share Secured5.00%
Personal Signature (over $2,000)10.00%
Instant Line of Credit

(Variable Interest Rate)

9.25% - variable
5/5 ARM2.25%
Home Equity
Home Equity Line of Credit*4.19% - variable
Home Equity*3.29% - fixed
Loan rates disclosed as annual percentage rate (APR) are the lowest available, subject to the type of loan, credit history and automatic payment. Other conditions may apply. Rates are fixed rates, unless otherwise noted. Rates are for informational purposes only and change periodically.
*Any loan fee that is a percentage of the credit limit under the plan and an estimate of any other fees imposed for opening the plan, stated as a single dollar amount or a reasonable range. The maximum annual percentage rate that may be imposed in a variable-rate plan. Maximum = 18% APR