Loan Interest Rates | SMW Financial Credit Union | Lino Lakes, MN - Maplewood, MN

Loan Rates

Auto LoansAPR As Low As..
New2.99% (2014 - 2017) model years)
Used3.74% (up to 2009 model years)
Boat, Motor, & Trailer
New 3.49% (2014 - 2017) model years)

Up to 84 month term. 4.99% > 84 months. 5.99% > 120 monhts.

Used Used boat pricing the same as new.
New4.95% (2014 - 2017 model years)
Used5.95% (up to 2014) model years)
Snowmobiles, ATV's, & Personal Watercraft
New5.90% (2014 - 2017) model years)
Used6.90% (up to 2014 model years)
Motor Home
New4.49% (2014 - 2017 model years)
Used4.99% (up to 2014 model years)
Credit Cards
VISA Credit Cards Platinum Visa - Cash Back Platinum Visa - Score Card for Rewards Bonus Points8.9% - 16.9% APR
Other Loans
Certificate Secured

Certificate APY + 3.00% rounded nearest 0.25%



Share Secured5.00%
Personal Signature (over $2,000)10.00%
Instant Line of Credit

(Variable Interest Rate)

9.5% - variable
5/5 ARM2.75%

For credit scores above 710.

Home Equity
Home Equity Line of Credit*4.44% - variable
Home Equity*3.79% - fixed
Loan rates disclosed as annual percentage rate (APR) are the lowest available, subject to the type of loan, credit history and automatic payment. Other conditions may apply. Rates are fixed rates, unless otherwise noted. Rates are for informational purposes only and change periodically.
*Any loan fee that is a percentage of the credit limit under the plan and an estimate of any other fees imposed for opening the plan, stated as a single dollar amount or a reasonable range. The maximum annual percentage rate that may be imposed in a variable-rate plan. Maximum = 18% APR