Rates

 
Boat Loans
  • New and used boats and personal watercrafts
  • Low rates and flexible terms
  • Finance up to 100% of any new boat price, including taxes, license, and warranty
  • Automatic payments available from your SMW FCU checking or savings account
  • Consider refinancing your existing boat loans for better terms
  • Local decision-making and processing by your community credit union
  • Attentive, friendly service from start to finish
Recreational Vehicle (RV) Loans
  • Competitive rates for a wide range of new or used recreational vehicles:
    • ATVs
    • RVs
    • Truck campers
    • Snowmobiles
    • And more!
  • Low rates and flexible terms
  • Borrow up to the NADA retail value on used recreation vehicles
  • Automatic payments available from your SMW FCU checking or savings account
  • Consider refinancing your existing recreational vehicle loans for better terms
  • Local decision-making and processing by your community credit union
  • Attentive, friendly service from start to finish
Motorcycle Loans
  • New and used motorcycles
  • Low rates and flexible terms
  • Borrow up to 100% on new motorcycles
  • Borrow up to the NADA retail value on used motorcycles
  • Automatic payments available from your SMW FCU checking or savings account
  • Consider refinancing your existing motorcycle loans for better terms
  • Local decision-making and processing by your community credit union
  • Attentive, friendly service from start to finish
Adventure Loan

Are you ready for an adventure?  Whatever your summer plans are, let SMW Financial CU help you take the road less traveled with an Adventure Loan!  Finance an RV, Boat, UTV or other recreational vehicle with us now through July 31, get a great low rate, no payments for up to 60 days AND your choice of $100 gift card to Cabelas or REI when your loan closes.* 

 

*Actual rate you qualify for will be based on your creditworthiness, term, age of vehicle, and other determining factors. Interest will continue to accrue over 60 day no payment period. **Finance a recreational vehicle loan (ATV, UTV, Camper, RV, Boat, or Motorcycle) with SMW Financial Credit Union between May 1, 2022 and June 30, 2022 and receive a $100 gift card to REI or Cabela's. Gift card will be mailed to member within 7 days of loan closing. Member eligibility and other restrictions apply. Visit www.smwfcu.com for Official Rules and complete details. See credit union for more details. All loans subject to credit approval. Standard underwriting guidelines apply. Membership eligibility is required. SMW Financial Credit Union is federally insured by the National Credit Union Administration.