Ok, lets be honest - a luxury vehicle isn't for everyone. But all can appreciate luxury financing! That's why, at SMW we treat everyone like a VIP. Because no matter what kind of ride you have in mind (whether it's a family-friendly minivan with extra room or a mid-engine sports car with extra vroom), you deserve the best auto loan possible. Our experienced loan officers are standing by to help you PLUS we now offer rates as low as 1.99% / 2.10 APR (see payment example below).

We will also give you 1% cash back on your new loan (up to $500)! 

WOW! Give us a call to see how we can help (651) 747-1500 Option 2. 

  • New and used vehicles
  • Model years 2017 – 2021 for new autos
  • Finance up to 110% of any new vehicle price, including taxes, license, and warranty
  • Flexible repayment terms available
  • Automatic payments available from your SMW FCU checking or savings account
  • Consider refinancing your existing auto loans for better terms
  • Local decision-making and processing by your community credit union
  • Attentive, friendly service from start to finish

The 1.99% rate with a 2.10 APR (annual percentage rate) EXAMPLE would be for a $27,000 auto 60 month term, credit score of 710+. The APR includes a 0.50 basis point discount for GAP /MRC. Also includes a $75 finance charge that is rolled into the loan amount. Monthly payment would be $473.13. Many other options available. 

*APR=Annual Percentage Rate. The stated promo rate of 1.99% APR is for a vehicle year 2018 and newer and credit scores of 710+. Rates are based on credit history of borrower and includes an auto discount for automatic payments. New loans only. Offer good thru October 31, 2020.