Credit cards make it easy to shop while building good credit. Choose one of our Visa® cards to earn rewards on your purchases.

  • Competitive rates
  • No annual fees
  • Earn rewards for purchases:
    • Cash Back: 1% cash back on purchases (net), shown on monthly statement, credited quarterly OR
    • Rewards Bonus Points: One point earned for every $1 spent on purchases (net) redeemable for merchandise travel
  • Zero fraud liability
  • Low minimum monthly payments
  • Make payments a breeze with automatic payments
  • No fees for balance transfers, cash advances, or convenience checks
  • Withdraw cash at ATMs displaying the Visa emblem
  • 24-hour account access online or over the phone for inquiries and payments
  • 25-day interest-free grace period on all new purchases if previous balance is paid in full
  • Free auto rental insurance when you use your Visa to rent a car
  • $500,000 common carrier travel insurance at no charge when tickets are purchased with your Visa credit card 

How to Apply

Please give us a call at (651) 747-1500 and choose Option 2. Our loan staff will help you start your application. Or, if you’re ready to apply online, please use the button above or below.

*APR = Annual Percentage Rate. APR, effective July 1, 2014, until transferred balance is paid in full. Subject to credit qualification; offer may be withdrawn at any time. See Credit Card Application, Visa Credit Card Agreement, and Solicitation Disclosure about the account.