Rates

Let us Fund oyur Fun in the Sun!

We'll give you 1% Cash Back on your New Toy*

Though summer may be fleeting in Minnesota, we're here to help you make the most of it. Simply take advantage of our summer loan special, and we'll out you behind the wheel of your new boat, automobile, motorcycle, ATV, or RV!

You'll not only get to rev up new adventures, but also enjoy these bright and sunshiny savings:

  • 1% cash back (upto $500)
  • Rates as low as 2.99% APR
  • New car pricing on 2016+ models
  • Low monthly payments

So apply today - and get ready to soak up some extra fun in the sun!

 

*SMW FCU existing loans do not qualify. Vehicle years 2013 and newer. The cash back bonus is based on the amount financed, excluding added debt protection. Minimum $5,000. Minimum term 36 months. Cash back will be deposited into members share account within 48 hours. Automatic payment required. Borrower responsible for any tax consequences. Offers may end at any time. If the loan is paid off with 12 months of the funding date, the cash abck rebate will be added to your loan payoff balance. **APR=Annual Percentage Rate. Stated rate is for and auto loan 2016 and newer and is based on credit history of borrower.
Boat Loans
  • New and used boats and personal watercrafts
  • Low rates and flexible terms
  • Finance up to 100% of any new boat price, including taxes, license, and warranty
  • Automatic payments available from your SMW FCU checking or savings account
  • Consider refinancing your existing boat loans for better terms
  • Local decision-making and processing by your community credit union
  • Attentive, friendly service from start to finish
Recreational Vehicle (RV) Loans
  • Competitive rates for a wide range of new or used recreational vehicles:
    • ATVs
    • RVs
    • Truck campers
    • Snowmobiles
    • And more!
  • Low rates and flexible terms
  • Borrow up to the NADA retail value on used recreation vehicles
  • Automatic payments available from your SMW FCU checking or savings account
  • Consider refinancing your existing recreational vehicle loans for better terms
  • Local decision-making and processing by your community credit union
  • Attentive, friendly service from start to finish
Motorcycle Loans
  • New and used motorcycles
  • Low rates and flexible terms
  • Borrow up to 100% on new motorcycles
  • Borrow up to the NADA retail value on used motorcycles
  • Automatic payments available from your SMW FCU checking or savings account
  • Consider refinancing your existing motorcycle loans for better terms
  • Local decision-making and processing by your community credit union
  • Attentive, friendly service from start to finish