Let us Fund your Fun in the Sun!

We'll give you 1% Cash Back on your New Toy*

Though summer may be fleeting in Minnesota, we're here to help you make the most of it. Simply take advantage of our summer loan special, and we'll put you behind the wheel of a new boat, motorcycle, automobile, ATV or RV!

You'll not only get to rev up new adventures, but also enjoy these bright and sunshiny savings:

  • 1% cash back (up to $500)*
  • Rates as low as 2.99% APR**
  • New car pricing on 2016+ Models
  • Low monthly payments

So Apply today - and get ready to soak up some extra fun in the sun!

*SMW FCU existing loans do not qualify. Vehicle years 2013 and newer. The cash back bonus is based on the amount financed, excluding added debt protection. Minimum $5,000. Minimum term 36 months. Cash back will be deposited into members share account within 48 hours. Automatic payment required. Borrower responsible for any tax consequences. Offers may end at any time. If loan is paid off within 12 months of the funding date, the cash back rebate will be added to your loan payoff balance. ** APR+ Annual Percentage Rate. Stated rate is for an auto loan 2016 and newer and is based on credit history of the borrower.




  • New and used vehicles
  • Model years 2015 – 2018 for new autos
  • Finance up to 110% of any new vehicle price, including taxes, license, and warranty
  • Flexible repayment terms available
  • Automatic payments available from your SMW FCU checking or savings account
  • Consider refinancing your existing auto loans for better terms
  • Local decision-making and processing by your community credit union
  • Attentive, friendly service from start to finish
*APR=Annual Percentage Rate