Electronic Loan Payments
Log into online banking at www.smwfcu.com and make FREE payments by transferring funds from your SMW savings or checking account to your installment loan. To enroll in online banking for the first time call us at (651) 747-1500 or (800) 772-1023. Installment loans would be vehicle loans, boat, motorcycle, ATV's, personal lines of credit, and home equity loans.
The easiest way to make ongoing loan payments is to set up an automatic payment from your SMW savings or checking to pay your loan each month. You can also have your loan paid from another financial institution checking account automatically or use bill pay. There is no charge for this service. Call (651) 747-1500 to set up an automated clearing house (ACH) payment.
Credit or Debit Card Loan Payments
You may make your SMW loan payment electronically with your Visa® or Mastercard® online. You will need to enter your member number and the last 4 digits of your Social Security Number.
The following fees apply:
Payment by credit card, 3.25% of the payment amount.
Payment by debit card or e-check, a flat fee of $4.95.
SMW FCU Platinum Visa Account Payment
To make your free SMW Financial Platinum Visa payment, please register at https://www.ezcardinfo.com.
SMW Mortgage Loan Payments
We partner with two Mortgage Servicing companies; Superior Financial and TruHome Solutions. Your monthly mortgage invoice will tell you which one is specific to your mortgage.
To register online and make your monthly payments electronically to Superior Financial, go to www.sfs.mortgage. You will need your mortgage loan number (it is on your statement and closing documents) and you will need your social security number. If you have questions, please call (800 934-5064).
To register online and make your monthly mortgage payments electronically to TRUHOME SOLUTIONS, use this web address https://www.mtgserv.com/smwfcu.
If you are unsure which one to use, just give us call at (651) 747-1500. We are standing by to help.