Home Equity Loans

• No application fee
• Low, fixed annual percentage rate
• Borrow up to 80% of your home's current value
• Fast, attentive, friendly service from start to finish
• Closing costs waived up to $500
• The interest paid might be tax deductible*
• Available on first or second mortgage on a primary residence in MN or WI
• Consider refinancing existing home equity loans for better rate or lower payment
• Five, ten and 15 year terms
• Attentive, friendly service from start to finish

• No application fee
• Draw funds whenever you need them without reapplying
• Only pay interest on what is used, not full approved amount
• Low, variable annual percentage rate
• Available to first or second mortgage on a primary residence in MN or WI
• Get approved for up to 90% of your home's value
• The interest paid might be tax deductible*
• Fast, attentive, friendly service from start to finish
• Attentive, friendly service from start to finish
• Closing costs waived up to $500

Apply for a Home Equity Line of Credit

Styles have changed since you first bought your home. Give it an upgrade with an affordable home improvement loan.

• No application fee
• Low fixed annual percentage rate
• Various repayment terms available
• Available to first or second mortgage on a primary residence in Minnesota or Wisconsin
• Borrow up to 100% of your home's current property tax value or appraised value (minus any existing first mortgage balance)
• Automatic payments available from your SMW FCU checking or savings account
• Consider refinancing existing home improvement loans for better terms
• Local decision-making and processing by your community credit union
• Attentive, friendly service from start to finish