Home Equity Loans

• No application fee
• Low, fixed annual percentage rate
• Various repayment terms available
• Available to first or second mortgage on a primary residence in Minnesota
• Borrow up to 80% of your home's current property tax value or appraised value (minus any existing first mortgage balance)
• The interest paid might be tax deductible*
• Automatic payments available from your SMW FCU checking or savings account
• Consider refinancing existing home equity loans for better terms
• Local decision-making and processing by your community credit union
• Attentive, friendly service from start to finish

• No application fee
• Borrow as needed without re-applying
• Only pay interest on what is used, not full approved amount
• Low, variable annual percentage rate
• Various repayment terms available
• Available to first or second mortgage on a primary residence in Minnesota
• Get approved for up to 80% of your home's current property tax value or appraised value (minus any existing first mortgage balance)
• The interest paid might be tax deductible*
• Automatic payments available from your SMW FCU checking or savings account
• Local decision-making and processing by your community credit union
• Attentive, friendly service from start to finish

Apply for a Home Equity Line of Credit

Styles have changed since you first bought your home. Give it an upgrade with an affordable home improvement loan.

• No application fee
• Low fixed annual percentage rate
• Various repayment terms available
• Available to first or second mortgage on a primary residence in Minnesota or Wisconsin
• Borrow up to 100% of your home's current property tax value or appraised value (minus any existing first mortgage balance)
• Automatic payments available from your SMW FCU checking or savings account
• Consider refinancing existing home improvement loans for better terms
• Local decision-making and processing by your community credit union
• Attentive, friendly service from start to finish