Deposit Rates

Featured CD

 28 Month
Daily BalanceDividend RateAPY*
$5,000 minimum0.70%0.70%
Renewal Term24 Months
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are for informational purposes only and change periodically.

Penalty may be imposed for early withdrawal

Interest Checking Accounts

Rewards Checking

Daily BalanceDividend RateAPY*
$0 - $10,0001.98%2.00% **Reward Rate
$10,000.01 +0.50%0.50% **Reward Rate
Minimum of $100 required to open account.
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are for informational purposes only and change periodically.

Advantage Checking

Daily BalanceDividend RateAPY*
$0 +0.05%0.05%
Minimum of $100 required to open account.
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are for informational purposes only and change periodically.

Interest Checking

Daily BalanceDividend RateAPY*
$0 - $499.990.00%0.00%
$500 +0.05%0.05%
Minimum of $500 required to open account.
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are for informational purposes only and change periodically.
Maintain $500 or more to avoid $8 monthly fee
IRA Share Savings and Certificates of Deposit (including all IRA-type accounts)

Regular CD's

6 Month12 Month24 Month30 Month36 Month48 Month60 Month
Daily BalanceDividend Rate APY*Dividend Rate APY*Dividend Rate APY*Dividend Rate APY*Dividend RateAPY*Dividend RateAPY*Dividend RateAPY*
$500 - $9,999.990.05% 0.05%0.25% 0.25%0.55% 0.55%0.55% 0.55%0.80%0.80%0.90%0.90%1.04% 1.05%
$10,000 - $49,999.990.05% 0.05%0.25% 0.25%0.55% 0.55%0.55% 0.55%0.80% 0.80%0.90%0.90%1.04% 1.05%
$50,000 - $99,999.990.05% 0.05%0.25% 0.25%0.55% 0.55%0.55%0.55%0.80% 0.80%0.90% 0.90%1.04% 1.05%
$100,000 +0.05% 0.15%0.35% 0.35%0.70% 0.70%0.70% 0.70%0.80% 0.80%0.90% 0.90%1.04% 1.05%
Renewal Term6 months12 months24 months30 months36 months48 months60 months
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are for informational purposes only and change periodically.

Penalty may be imposed for early withdrawal

Wealth Builder CD's

 19 Month29 Month49 Month
Daily BalanceDividend RateAPY*Dividend RateAPY*Dividend RateAPY*
$25-$9,999.990.25%0.25%0.45%0.45%0.75%0.75%
$10,000-$49,999.990.25%0.25%0.45%0.45%0.75%0.75%
$50,000-$99,999.990.25%0.25%0.45%0.45%0.75%0.75%
$100,000+0.25%0.25%0.45%0.45%0.75%0.75%
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are for informational purposes only and change periodically.
Requires minimum $25 to open and an automatic payment of $25 or more to certificate once a month required

Penalty may be imposed for early withdrawal

IRA Share Savings

Daily BalanceDividend RateAPY*
$0-$9,999.990.05%0.05%
$10,000-$49,999.990.05%0.05%
$50,000-$99,999.990.05%0.05%
$100,000+0.05%0.05%
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are for informational purposes only and change periodically.
Wealth Builder and Other Savings Accounts

Wealth Builder Savings

Daily BalanceDividend RateAPY*
$0 - $2,499.990.00%0.00%
$2,500 - $9,999.990.05%0.05%
$10,000 - $49,999.990.05%0.05%
$50,000 +0.05%0.05%
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are for informational purposes only and change periodically.
Maintain at least $2,500 to avoid $10 monthly fee

Wealth Builder Venture

Daily BalanceDividend RateAPY*
$0 - $24,999.990.00%0.00%
$25,000 - $49,999.990.05%0.05%
$50,000 - $99,999.990.05%0.05%
$100,000 +0.05%0.05%
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are for informational purposes only and change periodically.
Maintain $25,000 to avoid $50 monthly fee

Share Savings

 ShareYouth
Daily BalanceDividend RateAPY*Dividend RateAPY*
$0 - $249.990.00%0.00%0.00%0.00%
$250 - $9,999.990.02%0.02%0.02%0.02%
$10,000 +0.02%0.02%0.02%0.02%
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are for informational purposes only and change periodically.

Holiday Savings Club

Minimum BalanceDividend RateAPY*
$5.00 Minimum0.05%0.05%
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are for informational purposes only and change periodically.
Union Vacation Accounts (set up only by SMW Local 10 Union)
Daily BalanceDividend RateAPY*
$0 - $2,499.990.10%0.10%
$2,500 - $9,999.990.10%0.10%
$10,0000.10%0.10%
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are for informational purposes only and change periodically.