Personal Loans

We put the "personal" back in personal loans, with individual service and excellent options.

  • Low rates and flexible terms
  • Apply for up to $10,000
  • Local decision-making

Personal Loans

  • Learn MoreLine of Credit

    Line of Credit

    A line of credit from SMW FCU is an excellent tool to meet periodic financial needs.

    • Variable rate with a revolving line
    • Apply for up to $5,000
    • Interest only on funds you use

  • Learn MoreSavings Secured Loans

    Savings Secured Loans

    This option is ideal when you have the need for funds, but don't want to deplete your nest egg.

    • Automatic approval
    • Funds disbursed immediately
    • Up to 100% of balance

  • Learn MoreCertificate Secured Loans

    Certificate Secured Loans

    Another SMW FCU option to provide funds without accessing your savings by using your CDs as collateral.

    • Automatic approval
    • Funds disbursed immediately
    • Up to 100% of balance

  • Learn MoreCredit Cards

    Credit Cards

    When you use your credit union Rewards Platinum VISA, you'll benefit from . . .

    • Fixed Rates as low as 8.9% APR
    • No annual fee
    • Zero fraud liability